Spend crypto. Get paid back.

1.5% to 3% back on every USDG spend on Robinhood Chain.

Live on Robinhood Chain testnet

  1. Connect onceThe wallet you already use.
  2. Spend as usualPay anyone in USDG.
  3. Wait 24 hYour cashback unlocks after a day.
  4. ClaimOne tap. Paid in USDG.

Crypto spending pays you nothing back. Repay does.

  1. +0.35 USDGMorning coffeejust now
  2. +3.71 USDGConcert ticketsjust now
  3. +1.24 USDGPaid a friend backjust now
  4. +1.53 USDGGroceriesjust now

Features

Built for how you pay.

  • One wallet

    The one you use. No card, no deposit.

  • Any spend

    Pay anyone in USDG and it counts.

  • Lands by itself

    Credited for you, automatically.

  • Small spends, more back

    The smaller the spend, the higher your rate.

Spend anywhere. Paid in USDG. Claim in a day. No card. No points. On Robinhood Chain.

Rates

Smaller pays more.

3% back from 10 USDG, easing to 1.5% at 1,000 USDG and up.

Spend, USDG: cashback is 3% at 10 USDG, 2.25% at 100 USDG and 1.5% at 1,000 USDG and above. Nothing under 10 USDG.

Calculator

See what comes back.

Small spends earn the top rate. Slide to try yours.

You spend

140USDG

Back to you

Capped at 15 USDG

+3.00USDG

2.14% backClaim in 24 h

A month of spending

It adds up.

This month+0.00USDG

  1. Coffee 12 USDG back +0.35

  2. Groceries 64 USDG back +1.53

  3. Tickets 180 USDG back +3.71

  4. Dinner 140 USDG back +3.00

  5. Paid a friend 50 USDG back +1.24

  6. Flight 1,200 USDG back +15.00

Wallet vs card

Rewards for your wallet.

TopicCard cashbackRepay
Where it earnsPartner storesAny USDG spend
Paid inPointsUSDG
WhenNext statement24 h later

FAQ

Questions, answered.

  • 10USDGminimum spend
  • 24 huntil you can claim
  • 15USDGmost back on one spend

A USDG payment above the minimum to someone else. Your own wallets, and money that loops back to you within a week, earn nothing.

By the size of the spend. Small spends earn the top rate, and it eases down as the amount grows.

A day after the spend. It shows as pending until then; one tap sends it to your wallet.

Yes: the cap on one spend, 50 USDG per wallet a month, and one reward per recipient a day.

Rates stay the same. New cashback waits until the pool is topped up.